Affordable Choice from Manhattan Assurance is a Hospital Indemnity plan that pays directly to you. With no deductible and affordable premium, Affordable Choice offers you coverage for many of your healthcare needs. View some of the benefits you receive below, and decide if Affordable Choice is the right plan for you.
Many Americans struggle to keep up with rising healthcare costs. Four in ten adults with health insurance claim they have trouble affording their deductible, and around a third claim they have difficulty paying their premiums. Affordable Choice requires no deductibles, affordable premiums, and pays benefits directly to you for things like hospital stays, surgeries, prescription drugs, and regular doctor visits. Learn more about our Classic and Elite plans to see if Affordable Choice is the right fit for your insurance needs.
Many Americans struggle to keep up with rising healthcare costs. Four in ten adults with health insurance claim they have trouble affording their deductible, and around a third claim they have difficulty paying their premiums. Affordable Choice requires no deductibles, affordable premiums, and pays benefits directly to you for things like hospital stays, surgeries, prescription drugs, and regular doctor visits. Learn more about our Classic and Elite plans to see if Affordable Choice is the right fit for your insurance needs.
2021_affordable_choice_brochure.pdf |
- You can keep this Plan until you turn 65, no matter what happens to your health between now and then.
- It does away with deductibles.
- It reduces your costs should you have a sickness or injury, by paying you, your doctor, or your hospital, when triggered by health events or medical procedures, up to $1,000,000.00 per year, and up to $5,000,000.00 over your lifetime.
- It allows you to go to any licensed doctor or any hospital in the U.S.A. With this coverage, we can honestly say, "If you like your doctor you can keep your doctor."
- You get paid when you see a doctor (up to $100 per visit, four visits per year).
- You get paid $3,000 for the first day of hospitalization.
- You get paid up to $5,000 per day (based on the level you choose) when you're a patient in a hospital.
- It pays you if you use a ground (up to $150) or air ambulance (up to $1,000).
- It pays one, two, two-and-a-half, or three times (based on the level you choose) the government's recommended charge for any surgical procedure.
- You get paid if you have an MRI, CAT scan, x-rays, and other diagnostic or laboratory procedures.
- You get paid up to $2,000 for every day you receive chemotherapy or radiation treatment (limit 40 days per calendar year).
- You get paid when you receive certain preventive care, including physicals and mammograms.
- It lets you talk to a medical doctor from the comfort of your own home, 24 hours a day, every day. The doctor can write you a prescription if needed, or recommend other treatments.
- You can actually shop among local doctors for the best price for a treatment or procedure through The Karis Group.
This list is not meant to be all-inclusive. See the Affordable Choice Health Plan overview (above brochure) for more information, and the actual policy for details.
Call us at 678-654-9500 for a free quote or to apply for coverage.