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Use our Basic Benefits package for stand-alone coverage if you're on a tight budget. Or use it as a supplement to your regular healthcare plan. Call us today at 678-654-9500 to apply.
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Everybody needs basic benefits.
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GAP Out of Pocket Protection Plan

• Helps pay deductibles and co-pays
• Pays benefits directly to you unless assigned to provider
• Pays in addition to all other insurance
• No deductibles
• No networks
• Health insurance not required

$5,000 Hospital Admission Benefit
Covers Maternity after 10 months
$200 a day Hospital Confinement Benefit
Two $50 Doctor Visit Benefits each year

Offered to age 69*
Renewable to age 69*

​* or until insured under Medicare

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Cancer Care Plus Insurance

• Comprehensive cancer & dread disease benefits
• 10-year knockout for cancer
• $10,000 First Occurrence
• $5,000 per month for unlimited radiation and chemotherapy
• $4,000 Surgical Benefit
• $1,000/day after 70 days continuous confinement

Additional benefits include:
• Marrow Transplant — $10,000
• Experimental Treatment — $10,000
• Breast Reconstruction — $5,000
• Blood & Plasma — $5,000/year
• Artificial Limb — $1,500
• Medical Equipment — $1,000/year

Offered to age 69
Renewable for life


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Dental / Vision

• Choose your doctor — No Networks
• Coverage up to age 85
• $1,500 policy year benefit max
• Guaranteed issue
• Hearing coverage also include at no extra cost

$100 deductible
Tiered coverage on all services:
• Year 1 — 60%
• Year 2 — 70%
• Year 3 — 80%

No wait on preventive and basic services
6 month wait on contact lenses and eyeglasses
12 month wait on major dental services

Offered to age 85
​Renewable for life


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Life Insurance — Viva Family Term Life Insurance

• Simplified Issue 20-year Term Life Insurance
• Coverage for your entire family
• Select the amount of coverage you need
• Accidental Death Benefit increases your protection
• Field Issued Application -- No Medical Exam Required

Benefit increments of:
$25,000
$50,000
$100,000
$150,000
$200,000
$250,000

Offered to age 60



Contact David Ross & Associates at 678-654-9500
2720 Riverside Drive #7063, Macon GA 31209
[email protected]


David Ross is a life & health insurance agent licensed in Georgia, South Carolina, and Tennessee representing
Humana, UnitedHealthcare, Clover Health, Ambetter/Centene/Wellcare, Aetna, New Era/Philadelphia American, Manhattan Life & Assurance, Family Life, Voya Financial, Banner Life/Legal & General, Transamerica, Protective Life, Securian/Minnesota Life, Cincinnati Life, Illinois Mutual, Mutual of Omaha, Ameritas, National General, SureBridge, and other insurance carriers. David Ross is an Independent Associate and Director of LegalShield. LegalShield and IDShield are registered trademarks of LegalShield. TrioMed is a registered trademark of National General. Some icons and photos courtesy of flaticon.com, pixabay.com, and rawpixel.com.
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Descriptions of benefits are intended only to highlight the insured’s benefits and should not be relied upon to fully determine coverage. If any description conflicts in any way with the terms of any policy, the terms of the policy prevail. For complete benefits descriptions and conditions, see the policy.


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