With the writer's permission, I just added to the testimonials page this thank-you email I received today from one of my health insurance customers, who has recently renewed their health policy with me for the third year.
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We would like to take the opportunity to thank you for all of the hard work that you have done for our family.
Since you have mostly dealt with my husband, Chris, I usually contact him with any questions that I may have about our insurance. Whenever I do so, he usually calls you and I have the answer to my question within hours. In a time where customer service seems to be fading quickly, I certainly feel like we receive great customer service from you. It may not be important to everyone, they may just be concerned with the end results. But in a customer service-driven business like insurance, it is very important to me and my family. We feel like you have gone above and beyond to answer our questions and service the needs that we have.
As we all know insurance is a very delicate subject these days, and to navigate through it with a consummate professional is appreciated.
— Shana & Chris Stephens, Mr. Pawn, Lilburn GA, Sept. 2017
President Trump is taking the future of health insurance into his own hands. A day after Congress' last-ditch attempt to repeal Obamacare failed, Trump said he may soon sign an executive order on health care that would affect millions of people.
"I'll probably be signing a very major executive order where people can go out, cross state lines, do lots of things and buy their own health care, and that will be probably signed next week," he told reporters Wednesday. "It's being finished now. It's going to cover a lot of territory and a lot of people. Millions of people."
The president has made no secret that he's frustrated with Congress for failing to repeal Obamacare. On Tuesday, Republican leaders in the Senate shelved plans to vote on the latest repeal proposal after it failed to gain enough support.
Read more at CNN....
by Scott W. Atlas, M.D.
The Affordable Care Act (ACA) is failing. Without regard for consequences, the law expanded government insurance programs and imposed considerable federal authority over US health care via new mandates, regulations and taxes. Insurance premiums skyrocketed even as deductibles rose; consumer choices of insurance on state marketplaces have rapidly vanished; and for those with ACA coverage, doctor and hospital choices have narrowed dramatically. Meanwhile, consolidation across the health care sector has accelerated at a record pace, portending further harm to consumers, including higher prices of medical care.
Almost inexplicably, even more top-down control — single-payer health care, a system in which the government provides nationalized health insurance, sets all fees for medical care and pays those fees to doctors and hospitals — has found new support from the left. And this despite its decades of documented failures in other countries to provide timely, quality medical care, and in the face of similar problems in our own single-payer Veterans Affairs system.
Clearly, this moment cries out for the truth about single-payer health care — conclusions from historical evidence and data.
Continue reading at CNN....
"Learning that my personal information had been stolen and fraudulently used to apply for credit from several companies was a living nightmare, until I spoke with my Kroll investigator. She immediately emailed a packet of information for me to complete and return, and I now feel assured and confident that my credit records will be protected. Thank you!!" — C.W., Florida member
To learn more about IDShield identity theft protection services, our to become a member, visit our LegalShield/IDShield page.
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:
1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.
4. Place the contents of your wallet on photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.
I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards..
Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:
5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
6.. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here's what is perhaps most important of all: (I never even thought to do this.)
7. Call the three national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.
The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet, if it has been stolen:
1.) Equifax: 1-800-525-62851-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742
3.) Trans Union : 1-800-680 7289 1-800-680 7289
4.) Social Security Administration (fraud line): 1-800-269-0271 1-800-269-0271
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I recently saw the information above posted on my Facebook feed.
For information about the IDShield identity theft protection plan, take a look at this: https://w3.legalshield.com/aasites/Multisite?site=idt&assoc=jdross
With the Equifax data breach people are now realizing Identity Theft is REAL.
I have been marketing the IDShield Protection Plan for over ten years, and realize the importance of this plan.
Please take a look: https://w3.legalshield.com/aasites/Multisite?site=idt&assoc=jdross
Call me at
• Independent Life & Health Insurance Agent
• LegalShield & IDSheld Independent Associate & Director