Orlando woman arrested for opening credit account in another woman's name to pay for cosmetic surgery
Investigators said an Orlando mother opened a credit card in another woman’s name to pay for plastic surgery.
Melanie Young, 37, was arrested last Friday in Seminole County and charged with spending more than $17,000 on another woman's health care credit card for cosmetic surgery.
Investigators with the Seminole County Sheriff’s Office said Young had four surgeries at the Florida Cosmestic Surgery Center in Altamonte Springs.
The suspect’s 20-year-old son Tyree Young said he doesn’t think his mother would steal someone’s identity, but he said it looked like she got slimmer after a recent weight loss surgery.
“I know she was happy,” said Tyree. “[It] boost her confidence or something.” Read more at MyNews13....
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Katherine Archuleta, former director of the Office of Personnel Management, speaking at a United States Department of Agriculture event in 2014.
You had one job: Secure the data. What happened?
Life as a CEO, CIO, or CTO is a bit more complex than that. Not every executive is directly responsible for IT security. Few have a deep understanding of it.
But in our networked world, IT security is the foundation of a successful business, and blame is shared when the floor collapses. Organizational leaders may prefer to focus on the big picture, but inattention to security has proven to be a poor career move. Continue reading at Information Week....
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Volunteers are an integral part of operations for some organizations. Despite the altruistic intent, volunteers can pose a significant risk to an organization as an employer. The Fair Labor Standards Act of 1938, 29 U.S.C. § 201, et seq., as amended, (the "Act") governs certain aspects of an employer's obligations related to its employees, including minimum wage, overtime pay, record keeping, and limitations on youth employment. Although the Act does not apply to every organization, it does apply to organizations engaged in commerce; federal, state, or local government agencies; hospitals or other institutions engaged in caring for the sick, aged, or mentally ill; schools; and organizations with annual sales in excess of $500,000, regardless of for-profit or nonprofit status. See, e.g., 29 U.S.C. § 206(a) & 203(b), (r).
As a result, many organizations may be at risk of having to pay supposed volunteers wages, including overtime, if the organization fails keep the employee versus volunteer distinction intact. Read more at the National Law Review....
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In April, 2015 police and sheriff's departments in midcoast and northern Maine paid ransom to hackers to keep their computer files from being destroyed.
The Lincoln County Sheriff’s Office and four towns paid $300 to the hackers after a virus, called a “megacode,” was downloaded on a computer system they share. Lincoln County Sheriff Todd Bracket said that the computer system was unusable until the fee was paid, and that the hackers claimed the program, called “ransomware,” would wipe the entire computer system clean if the fee wasn’t paid.
The creator of the virus gave the sheriff’s office a code to unlock the computer system after the money was received. The county paid in bitcoins, an online currency. Read more at the Portland Press-Herald....
State Department contract employee, brother, plead guilty to wire fraud, illegal computer access, and identity theft
Twin brothers, accused in April of hacking State Department systems and the website of a cosmetics company, have pleaded guilty to computer hacking charges, among other crimes.
On Friday, 23-year-old Muneeb and Sohaib Akhter of Springfield, Virginia, admitted to taking part in various schemes, pleading guilty to conspiracy to commit wire fraud, conspiracy to access a protected computer without authorization, and conspiracy to access a government computer without authorization. A Department of Justice release noted that Muneeb Akhter separately pleaded guilty to additional charges – accessing a protected computer without authorization, obstructing justice and making a false statement.
Muneeb stole thousands of customers' credit card details, along with other personal information of consumers, by hacking into a cosmetic company's website in March 2014. Then, the brothers and co-conspirators used to the stolen data to purchase "goods and services, including flights, hotel reservations, and attendance at professional conferences,” The DOJ release said. “Muneeb Akhter also provided stolen information to an individual he met on the ‘dark net,' who sold the information to other dark-net users and gave Akhter a share of the profits." Read more at SC Magazine for IT Security Professionals....
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Authorities have arrested a Hudson County man for allegedly masterminding an identity theft scheme that stole more than $200,000 from various banks throughout New Jersey and New York.
Prosecutors are charging that Jonathan Figueroa, 27, of Jersey City, recruited Aixa Rivera, 49, of Hoboken, and Lourdes Olivera, 38, of Waterbury, Connecticut, to help him orchestrate account takeover schemes at various JP Morgan Chase and Wells Fargo Bank branches.
According to the Bergen County Prosecutor’s Office, Figueroa provided Rivera and Olivera with multiple fake identification documents such as driver’s licenses, which they “uttered” at various banks in the area to make illegal withdrawals from victims’ bank accounts. Read more at the Hoboken Patch....
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A federal judge has sentenced a Tampa woman to more than 11 years for her role in a stolen identity refund fraud.
U.S. District Judge Charlene Honeywell sentenced Eneshia Carlyle for wire fraud and aggravated identity theft, the government said. The court also entered a forfeiture money judgment of $1.82 million and an order of restitution in the same amount. Carlyle pleaded guilty on November 26, 2014, a release said. Read more in the Tampa Bay Business Journal....
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Today the Consumer Financial Protection Bureau, or CFPB, announced an action against two “credit card add-on product vendors” — sellers of services such as identity theft protection or credit monitoring — for billing customers for add-on services they never actually received.
The two companies – Intersections, Inc. and Affinion Group Holdings, Inc. (plus various Affinion affiliates) – must pay almost $9.6 million combined in consumer refunds and penalties. The CFPB said that under the proposed consent orders, Affinion would pay $6.8 million to cover refunds for eligible consumers plus an additional $1.9 million in civil penalties, and Intersections would pay $55,000 for refunds and $1.2 million in penalties. Read more at Consumer Affairs....
Choose an identity theft protection service that is rock solid, that has stood the tests of time. LegalShield and Kroll, Inc., each well-known companies for over 40 years, have teamed up to offer you the best identity theft protection service in the world -- IDShield.
To learn more about IDShield, or to become a member, click here.
The sharing economy is transforming industry after industry over the past few decades. Also known as collaborative consumption or the peer economy, the term “sharing economy” first began to appear in the late 1990s and early 2000s as businesses such as ebay and Craigslist rose to prominence when they created a market for “underutilized assets,” also known as the junk in your garage you aren’t using anymore. More recently, marketplaces have developed which demonstrate the inherent efficiency of renting versus owning; for example, TaskRabbit, DogVacay, and the Lending Club.
According to The People Who Share, a site dedicated to this concept:
“The Sharing Economy is a socio-economic ecosystem built around the sharing of human and physical resources. It includes the shared creation, production, distribution, trade and consumption of goods and services by different people and organizations.”
One of the most popular recent examples of the shared economy is Uber, a mobile-app-based transportation that allows everyday car owners to transform their vehicles into taxis. By cutting the costs to riders while empowering non-traditional taxi drivers to generate revenue from their otherwise unused assets, Uber has completely disrupted the way that people think about the taxi industry.
Similarly, AirBNB has begun to transform the hotel industry by allowing anyone who owns an apartment or a house to rent their place to travelers who are looking for an affordable alternative to hotels and/or desire a more unique place to stay when out of town.
However, all of these sharing economy websites and apps build on a legacy that companies such as LegalShield pioneered for decades before anyone had heard of Uber or AirBNB.
Founded over 40 years ago, LegalShield was the first company to harness the power of collaborative consumption to transform the way that people think about hiring and using an attorney. Now with over 1.4 million memberships covering 3.5 million people, LegalShield has fundamentally shifted the legal field in two powerful ways.
CHANGING THE WAY YOU PAY FOR AN ATTORNEY
Each month, members pay as little as $20 to be part of the LegalShield community. In return for their membership, these consumers receive essentially unlimited access to some of the premier law firms in the country.
“Everyone grew up being intimidated by lawyers because, like the taxi model, the meter is always running. That created constant anxiety for consumers who wonder, ‘Are my lawyer’s interests aligned with mine?’ LegalShield disrupts that business model through ‘crowd sharing;’ we brought together the purchasing power of 3.5 million people in North America to collectively pay for the entire group, and when any individual member calls they are treated like the largest client at the firm,” says Jeff Bell, CEO of LegalShield. “The attorney has no clock, so the member has no anxiety. Both parties are aligned around the same objective.”
CHANGING THE WAY ATTORNEYS GET PAID
Traditionally, lawyers are focused on maximizing their number of billable hours. While this is certainly not the case for every attorney, this model creates an incentive for lawyers to drag out their work and delay resolution of their clients’ cases; after all, if a case takes twice as long to close, they get to bill twice as much!
However, this has also created an environment in which attorneys are treated more like billing machines than as professionals. By providing its partner law firms with a set rate of monthly income, no matter how long they work on a matter, LegalShield flips this model on its head. The result is a situation in which lawyers are focused on resolving their client’s issues as quickly and effectively as possible, ensuring that their clients are happy.
“Some parts of the sharing economy are involved in a form of creative destruction; LegalShield has a disruptive but not a destructive business model. In fact, as we grow, we employ more and more lawyers, and our lawyers come to work happy because they enjoy the work that they do. They don’t have to worry about billable hours,” says Bell.
Reprinted from the LegalShield blog.
To learn more about LegalShield or to become a member, click here.
1. You don't have an up-to-date-will.
2. You don't understand the difference between a trust and a will.
3. Members of your family challenge your parents' will.
4. Your deceased spouse didn't have an up-to-date will.
5. The IRS selects you for an audit.
6. Your parents die and name you the executor of their will.
7. You need an attorney's advice on any matter.
8. You need a letter written on your behalf by an attorney.
9. You need a phone call made on your behalf by an attorney.
10. You receive a speeding ticket.
11. You are buying or selling a home.
12. Your driver's license is suspended.
13. Your landlord raises your rent in violation of your verbal agreement.
14. Your teenage son is accused of shoplifting.
15. You decide to change your name.
16. You are cited with DWI/DUI charges while taking medications.
17. Creditors threaten to take action against you for an ex-spouse's
18. A neighbor reports you for child abuse.
19. You decide to adopt.
20. A friend is injured on your property and sues you.
21. Your dog bites an elderly passerby.
22. A friend owes you money and files for bankruptcy.
23. A stranger calls and demands money or damaging information will be released.
24. A hit-and-run driver damages your car.
25. You accidentally back over a neighbor's garbage can that was not in its proper place.
26. A hairdresser damages your hair with harsh chemicals.
27. Your car is repossessed unjustly.
28. You are subpoenaed.
29. You're called to jury duty.
30. Your long drive off a golf tee injures another player.
31. You need a lease agreement reviewed.
32. Your son is injured in a football game.
33. A neighbor trips over a rake in your yard.
34. A jeweler sells you faulty merchandise.
35. A car dealership gains illegal access to your credit history.
36. You're struck by a bottle at a baseball game.
37. A tenant falls down stairs and sues you.
38. Your dog is poisoned.
39. You are injured when you slip on a wet floor in a public building.
40. Your cattle trample a neighbor's garden.
41. A neighbor's dog barks for hours every night.
42. Your teenage daughter gets a speeding ticket.
43. Your landlord enters your apartment without permission.
44. Your son throws a baseball through a neighbor's car window.
45. A neighbor's dog attacks and kills your pet.
46. Your boat is damaged while in storage.
47. Your landlord refuses to refund your cleaning deposit.
48. You lose an expensive watch in a hotel and the manager claims no liability.
49. A speeding car nicks your car bumper because you're parked in the street.
50. A merchant refuses to honor a guarantee.
51. You have an accident while operating a friend's boat.
52. Your spouse claims a right to your earnings.
53. A record club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.
55. A property manager refuses to rent to you.
56. You are denied credit for no apparent reason.
57. You're fired without just cause.
58. The auto repair shop threatens small claims court for money you do not owe.
59. Your car insurance is cancelled when your teenage son is involved in an accident.
60. A neighbor's child is injured playing in your yard.
61. You've made a sizable gift to charity.
62. Angry words result in a slander suit.
63. You need a patent for an invention.
64. You need a copyright for your manuscript.
65. You are wrongly accused of committing a crime.
66. Your right to privacy has been invaded.
67. Your car is vandalized in a parking lot.
68. A postal carrier slips on your icy walkway and breaks his leg.
69. Your daughter is seeing someone you don't approve of and you want to know how much authority you have under the law to prevent them from dating.
70. You're stopped for speeding and a friend is in possession of marijuana.
71. Your son wrecks the car and a friend is injured.
72. Your daughter backs over a friend's mailbox.
73. A store will not sell you an article.
74. You are cheated by a door-to-door salesman.
75. A repairman charges more than a given estimate.
76. A creditor tried illegal collection tactics.
77. A year-old accident results in a personal injury.
78. You're scheduled to appear in small claims court.
79. Your new house has bad plumbing and a leaky roof.
80. Your teenage son runs over a friend's foot in the high school parking lot.
81. A minor is caught breaking into your home.
82. You have a fender-bender while driving a friend's car.
83. You have liability questions in launching a new business.
84. A former employer refuses to pay your final salary.
85. A neighbor's dog bites your child.
86. You have a property line dispute over a newly installed fence.
87. You're asked to testify as a witness to a robbery.
88. You need a prenuptial agreement.
89. You're buying or selling a car.
90. Your cat scratches a neighbor's child.
91. Your bank sends a foreclosure notice after one house payment is late.
92. A retail store won't accept the return of defective merchandise.
93. A pool repairman won't stand behind his work.
94. A trespasser is caught poaching on your land.
95. You are leasing acreage.
96. Your spouse dies without a will and the state wants to control your assets and children.
97. A bank turns you in to a credit bureau unjustly.
98. You need advice concerning a divorce.
99. You need advice concerning grounds for adultery.
100. A neighbor's tree limbs are in your yard.
101. Your spouse uses force against you.
LIFE IS FULL OF LEGAL RISK.
Isn't it time YOU decided where LegalShield fits into YOUR financial program?
Use the contact box below for more information or click here to become a member of LegalShield, and start protecting your family and your assets with this outstanding program today.
Starting a successful business takes time, money, patience, determination and a healthy dose of luck. Getting off to a good start means being prepared for any number of challenges. If you are a small business owner or are planning to start a new business, these tips may help put you on the path to success. If you have any questions, contact your LegalShield provider law firm today.
1. Business Plan - Every business should start with a well crafted business plan. Your plan should cover basic topics such as your company’s goals, management structure, services/products, target clients and marketing strategies. A business plan provides internal guidance and increases external confidence in your business, making it more likely to secure funding.
2. Insurance - There are many different types of coverage you should consider, from general business liability insurance to business errors and omissions insurance for directors and officers. Depending on the number of employees and state or provincial laws governing your business, you may be required to purchase workers’ compensation insurance. You may also need to pay unemployment insurance. Talk to an experienced insurance agent and become familiar with best practices and the regulations that govern your industry.
3. Business Entity Formation – There may be significant benefits to forming a limited liability company (“LLC”) or corporation. These types of entities may benefit you in regard to personal liability, taxation and protection of personal assets. Consult with an attorney or CPA to determine which business entity, if any, will be most beneficial to your business. To learn more about the laws and requirements in your state or province, call your LegalShield provider law firm.
4. Permits & Licenses – Before you begin operating a business, check with your state or provincial regulatory agencies to ensure that you have the authority to proceed. Certain businesses require special licensing or certification.
5. Intellectual Property (IP) - IP laws can be incredibly complex, but they should not be ignored. Make sure you understand what can be done to protect your IP. Call you LegalShield provider law firm and speak with an experienced attorney.
6. Advisers - Consult with attorneys, accountants and businesspeople that have experience in your industry. Surrounding yourself with advisers who are knowledgeable will help you get off to the best possible start.
7. Commitment - Your business will only be successful if you commit to it completely. Understand that there may be setbacks and challenges along the way but learning from and moving past those difficulties will make you and your business stronger.
Reprinted from LegalShield's corporate website. For more information about LegalShield services or to become a member, click here.
From Al Pacino’s character John Milton in The Devil’s Advocate, to Gene Hackman’s portrayal of Avery Tolar in The Firm, to Bob Odenkirk’s depiction of Saul Goodman in Breaking Bad... lawyers are the characters that we love to hate. Even Shakespeare himself once penned the line: "First, let's kill all the lawyers."
A recent Pew study determined that lawyers rank at the very bottom of all professions in terms of public esteem. Why does this hatred exist?
Jeff Bell, CEO of LegalShield, offers four reasons:
The last of these, Bell explains, is the central problem. “The first three wouldn’t bother us nearly so much if it weren’t for the costs of interacting with lawyers. That is why LegalShield is so disruptive: we flip the traditional financial model for how people pay for lawyers.”
The Washington Post echoed these sentiments in a recent opinion piece entitled, “We don’t need fewer lawyers. We need cheaper ones." The piece explains:
“What we are seeing is a disgraceful failure of our legal system to meet the serious legal needs of most Americans, who are increasingly priced out of the market for legal services. In 70 to 98 percent of cases in America’s civil courts today, one or both parties are not represented by a lawyer.”
To address this failure, LegalShield has disrupted the legal industry through the power of collaborative consumption. By enabling its members to access lawyers without worrying about the clock, LegalShield aligns both its provider law firms and its members around the same goal: finding a fast, efficient, and effective resolution to legal matters.
“This makes for happy lawyers as well as happy clients,” says Bell. “The clients are happy because they don’t have to worry about the running meter, and the lawyers are happy because they just show up and do the work that they want to do… practice law.”
Bell continues: “LegalShield’s disruptive business model has united 1.5 million households in North America to collectively pay for legal services for the entire group. When any individual member calls an attorney, they are treated the way that they should be: like the most important client at the firm.”
“And now, it’s not so bad to have all those smart, intimidating lawyers walking around speaking their own language… because they are working for you and you don’t have to worry about the clock!”
Reprinted from LegalShield's corporate webpage. For more information on LegalShield or to become a member, click here.
1. Classify, encrypt and protect 'high-value targets'
Cybercrime and identity theft are out of control. These cowardly acts are at an all-time high, and are costing our economy billions of dollars each year.
Individuals and companies must protect themselves. This means more than having an identity theft protection company such as LifeLock or IDShield monitoring your credit, something most people do only after the crime has been committed.
Sixty percent of identity theft happen to small businesses.
Cybersecurity expert Marc Goodman recently outlined six ways for small businesses to fight back:
Going to court can be an intimidating experience. It is important to follow the appropriate standards for how to speak, dress and conduct yourself in court. Failing to follow proper courtroom etiquette could potentially have a negative affect on the outcome of your case. If you need legal assistance call your LegalShield provider law firm.
LegalShield and Kroll launch IDShield, an innovative identity theft protection service supported by dedicated licensed private investigators
ADA, Okla, and New York (PRWEB) June 01, 2015
Responding to recent national data breaches which have potentially put millions of people at increased risk of identity theft, LegalShield and Kroll have launched IDShield. the only service providing consumers with direct access to Kroll’s team of Licensed Private Investigators. This product can be accessed by visiting LegalShield’s new product website, http://www.legalshieldassociate.com/idt/jdross
LegalShield has provided legal protection to millions of people for more than 40 years and has provided identity theft protection for 16 years through its exclusive relationship with Kroll, the global leader in risk mitigation and response solutions. To date, the partnership has safeguarded more than one million individuals, provided more than 200,000 personal identity consultations, and restored nearly 10,000 individual identities.
The launch of IDShield takes the current LegalShield identity theft protection product to a new level with pre-emptive monitoring, a $5 million service guarantee, and 24/7/365 emergency access to Kroll investigators. In addition, consumers can download an IDShield mobile app for their smartphone or tablet, providing one-click access to a U.S.-based advisor for assitance in handling both emergency and non-emergency issues.
“We have enhanced and rebranded our ID theft protection product to monitor what matters and provide expanded service for our members,” said Jeff Bell, CEO of LegalShield. Bell continued, “More and more people know that ID theft is a real threat, but what many don’t understand is that the most popular offerings provide a false sense of security. We built IDShield to pre-emptively monitor the identity theft indicators. We deliver a premier, innovative product so members can have real protection.”
While credit card fraud is the most costly result of personal data being misused – an estimated $8.6 billion annually – other types of ID theft can be harder to find and fix. “In reality, identity theft can compromise a lot more than your money,” Bell said. “We’ve seen how stolen personal information - like a driver’s license number, medical and insurance identification numbers, social security numbers - have led to devastating events such as false arrests, tax fraud and insurance fraud. Even your child’s personal information is at risk.”
According to Brian Lapidus, Managing Director and head of the Identity Theft and Breach Notification practice at Kroll, “We are delighted to partner with LegalShield and provide individuals the same level of service we have been offering our corporate clients for decades. No other consumer program provides access to Licensed Private Investigators to help restore a person’s identity and we are excited to extend our services to help solve a growing national issue.”
IDShield Product Information
LegalShield is one of the nation’s leading providers of legal safeguards for individuals, families and small businesses. LegalShield also offers one of the industry’s most affordable identity theft plans, with identity theft protection for the entire family for the cost most competitors charge to cover a single individual. LegalShield legal plans cover more than 1.4 million families and 3.7 million lives across North America. More than 34,000 companies offer the LegalShield plan to their employees as a voluntary benefit. For as low as $20 per month, LegalShield members get access to attorneys with an average of 19 years of experience in such areas as family matters, estate planning, financial and business issues, consumer protection, tax, real estate, benefits disputes and auto/driving issues. Unlike other legal plans or do-it-yourself websites, LegalShield has dedicated law firms in 49 states and four provinces in Canada that members can call for help without having to worry about high hourly rates. In 2013 alone, LegalShield firms received more than 1.8 million calls from members. For more information, visit http://www.jdross.legalshieldassociate.com.
Kroll is the leading global provider of risk solutions. For more than 40 years, Kroll has helped clients make confident risk management decisions about people, assets, operations, and security through a wide range of investigations, cyber security, due diligence and compliance, physical and operational security, and data and information management services. Headquartered in New York with more than 50 offices across nearly 30 countries, Kroll has a multidisciplinary team of over 2,000 employees and serves a global clientele of law firms, financial institutions, corporations, non-takes with a $5 million service guarantee for each member.
Watch this new video about LegalShield's legal services plans, which give you, your family, and your business affordable access to a top-tier law firm in your state, starting at less than $20 per month.
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