1. Births, deaths, marriages and divorces.
2. A change in your finances.
4. Tax-law changes.
5. Every two years.
An excellent article has been built around this concept, written by Neal Frankle, a Certified Financial Planner in Los Angeles. It's short and to-the-point, so there's no need to try to re-create it here. Read it on the LifeHappens.org website.
Georgia residents who would like me to provide you with a free life insurance quote or to review your current life insurance policies and advise you on what changes you may need to make can email me at firstname.lastname@example.org or use the contact form on the CONTACT page. I'll respond within 24 hours or less -- probably a lot sooner than 24 hours -- to set up a time for us to talk.