David Ross & Associates
  • Home
  • Testimonials
  • Join List
  • Contact

Enrolling in the Obamacare health insurance Marketplace

• To be eligible to enroll in health coverage through the Marketplace, you
• Must live in the United States.
• Must be a U.S. citizen or national (or be lawfully present).
• Can't be incarcerated.
​• If you have Medicare coverage, you’re not eligible to use the Marketplace to buy a health or dental plan.
From November 1 through December 15, 2020, you can apply for and enroll in a 2021 Marketplace health plan.
​
​Recent life changes may qualifying you for a special enrollment period outside the above dates. 
​

Changes in household
You may qualify for a Special Enrollment Period if you or anyone in your household in the past 60 days:
• Got married. Pick a plan by the last day of the month and your coverage can start the first day of the next month.
• Had a baby, adopted a child, or placed a child for foster care. Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward.
• Got divorced or legally separated and lost health insurance. Note: Divorce or legal separation without losing coverage doesn’t qualify you for a Special Enrollment Period.
• Died. You’ll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you’re no longer eligible for your current health plan.

Changes in residence
Household moves that qualify you for a Special Enrollment Period:Moving to a new home in a new ZIP code or county
• Moving to the U.S. from a foreign country or United States territoryIf you're a student, moving to or from the place you attend school
• If you're a seasonal worker, moving to or from the place you both live and work
• Moving to or from a shelter or other transitional housing Note: Moving only for medical treatment or staying somewhere for vacation doesn’t qualify you for a Special Enrollment Period.
Important: You must prove you had qualifying health coverage for one or more days during the 60 days before your move. You don't need to provide proof if you’re moving from a foreign country or United States territory.
• Loss of health insurance. You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.

Coverage losses that may qualify you for a Special Enrollment Period:Losing job-based coverage
• Losing individual coverage for a plan or policy you bought yourself
• Losing eligibility for Medicaid or CHIP
• Losing eligibility for Medicare
• Losing coverage through a family member

We are delighted to help and advise you in enrolling in a Marketplace health insurance plan. Please call us at 678-654-9500 for assistance.

Contact David Ross & Associates at 678-654-9500
2720 Riverside Drive #7063, Macon GA 31209
david@davidrossandassociates.com


David Ross is a licensed life & health insurance agent representing
Humana, UnitedHealthcare, Clover Health, New Era/Philadelphia American, Manhattan Life & Assurance, Family Life, Voya Financial, Banner Life, Transamerica, Protective Life, Securian/Minnesota Life, Cincinnati Life, Illinois Mutual, Mutual of Omaha, Ameritas, National General, SureBridge, and other insurance carriers. David Ross is an Independent Associate and Director of LegalShield. LegalShield and IDShield are registered trademarks of LegalShield. TrioMed is a registered trademark of National General. Some icons and photos courtesy of flaticon.com, pixabay.com, and rawpixel.com.
​

Descriptions of benefits are intended only to highlight the insured’s benefits and should not be relied upon to fully determine coverage. If any description conflicts in any way with the terms of any policy, the terms of the policy prevail. For complete benefits descriptions and conditions, see the policy.

Copyright © 2009 - 2021 David Ross & Associates 
  • Home
  • Testimonials
  • Join List
  • Contact