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Benefits you expect at prices you can afford. Call us today at 678-654-9500 to apply for our Expected Benefits Healthcare Plan.​
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Take a look at our new Expected Benefits Health Plan.
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  • You can keep this Plan until you turn 65, no matter what happens to your health between now and then.
  • It does away with deductibles.
  • It reduces your costs should you have a sickness or injury, by paying you, your doctor, or your hospital, when triggered by health events or medical procedures, up to $1,000,000.00 per year, and up to $5,000,000.00 over your lifetime.
  • It allows you to go to any licensed doctor or any hospital in the U.S.A. With this coverage, we can honestly say, "If you like your doctor you can keep your doctor."
  • You get paid when you see a doctor (up to 20 visits per year, including up to six visits to chiropractors).
  • You get paid up to $6,000 per day (based on the level you choose) when you're a patient in a hospital.
  • It pays you if you use a ground or air ambulance.
  • It pays one, two, or three times (based on the level you choose) the government's recommended charge for any surgical procedure.
  • You get paid if you have an MRI, CAT scan, x-rays, and other diagnostic or laboratory procedures.
  • You get paid for every day you receive chemotherapy or radiation treatment.
  • You receive $50,000 if you are diagnosed with certain critical illnesses, including internal cancer.
  • You get paid when you receive certain preventive care, including physicals and mammograms.
  • It includes dental insurance that pays dentists in a wide network.
  • It provides you substantial discounts from eye doctors and hearing aid specialists.
  • It lets you talk to a medical doctor from the comfort of your own home, 24 hours a day, every day. The doctor can write you a prescription if needed, or recommend other treatments.
  • It pays one, two, or three times (your choice) the government's Medicare-approved cost for any surgical procedure.
  • You get substantial discounts on laboratory work through LabCorp, and can find the lowest prescription prices in your area through GoodRx.
  • You can actually shop among local doctors for the best price for a treatment or procedure through MDSave and The Karis Group.
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This list is not meant to be all-inclusive. See the Expected Benefits Health Plan overview for more information, and the actual policy for details.

Here are sample monthly rates for a non-smoking metro Atlanta resident for Level 2 coverage. Level 1 costs less, Level 3 costs more. Rates in other cities or states may differ. 

Male, age 25: $207; Female, age 25: $219
Male, age 35: $243; Female, age 35: $254
Male, age 45: $341; Female, age 45: $348
Male, age 55: $493; Female, age 55: $458


Quote your own plan at http://quoteyourplan.com..

The Expected Benefits Plan is currently available in AL, AR, GA, IA, KY, LA, MI, MS, NE, OK, SC, TN, and TX. Coming soon to AZ and NC.
Call us at 678-654-9500 for a free quote or to apply for coverage.

Contact David Ross & Associates at 678-654-9500
2720 Riverside Drive #7063, Macon GA 31209
[email protected]


David Ross is a life & health insurance agent licensed in Georgia, South Carolina, and Tennessee representing
Humana, UnitedHealthcare, Clover Health, Ambetter/Centene/Wellcare, Aetna, New Era/Philadelphia American, Manhattan Life & Assurance, Family Life, Voya Financial, Banner Life/Legal & General, Transamerica, Protective Life, Securian/Minnesota Life, Cincinnati Life, Illinois Mutual, Mutual of Omaha, Ameritas, National General, SureBridge, and other insurance carriers. David Ross is an Independent Associate and Director of LegalShield. LegalShield and IDShield are registered trademarks of LegalShield. TrioMed is a registered trademark of National General. Some icons and photos courtesy of flaticon.com, pixabay.com, and rawpixel.com.
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Descriptions of benefits are intended only to highlight the insured’s benefits and should not be relied upon to fully determine coverage. If any description conflicts in any way with the terms of any policy, the terms of the policy prevail. For complete benefits descriptions and conditions, see the policy.


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